ASSETS AND MONEY DESIGNED FOR AVAILABILITY WHEN NEEDED

My clients tend to be family members, business owners, and professionals who need both long and short term financial planning. Guaranteed money must always be available to you, both now and later in life.

I do indeed provide financial solutions, but not before understanding what you want and need. I am a zero-cost financial planner, which means I send you no invoice for hidden fees. My financial return comes from the fully disclosed fees, paid to me by the excellent companies that I work with. As a Certified Financial Planner© I am a  Fiduciary for you. As your fiduciary, I would not recommend anything to you which I would not want for myself, my parents, children, or grandchildren. And I have worked for all of them.

I like products with income tax advantages, liquidity, and flexibility.