Our Services

My clients include business owners as well as individuals and families. I can provide you with financial products which solve these concerns:

  1. Buy/Sell agreements
  2. Key Man Insurance
  3. Group and individual benefits, including Life, Disability, Medical, and Long-Term Care Insurance
  4. Retirement

My Financial planning and products must include certain imperatives:

  1. Built in guarantees 
  2. Taxes minimized or avoided
  3. Balanced growth between risk and reward
  4. Multi-purposed
  5. Liquidity
  6. Reasonable-to-low cost
  7. Long and short-term needs covered.

Periodic annual reviews are recommended. Change is inevitable.