Our Services

My clients include busines/owners as well as individuals and families

  1. Buy/Sell agreements
  2. Key Man Insurance
  3. Group and individual benefits: Life, DI, Med.,LTC,
  4. Retirement

My Financial planning and products include certain imperatives:

  1. Built in guarantees. 
  2. Taxes minimized, or avoided.
  3. Blanced growth beween risk and reward.
  4. Multi-purposed.
  5. Liquidity.
  6. Resonable to low cost.
  7.  Long and short term needs covered.
  8. Periodic annual reviews are recommended. Change is inevitable.