ASSETS AND MONEY DESIGNED FOR AVAILABILITY WHEN NEEDED

My clients tend to be individual family members, and business owners/professionals who need  both long and short term financial planning. Guaranteed money must always be availagle to  you both now and later in life.

I do indeed provide financial solutions, but not before understanding what you want and need. I am a zero cost financial planner which means I send you no invoice for hidden fees .  My reward comes from the fully disclosed costs paid to me by the excellent companies that I work with. As a Certified Financial Planner© I am a  Fiduciary for you.  Which simply means I would not recommend anything to you which I would not want for myself, my parents, children, or grandchildren. And I have worked for all of them.

I like products with income tax advantages, liquidity, and flexibility.